Debt Help Getting Rid of Debt

How To Get A Part Time Job To Pay Off Your Debt

Written by Hank Coleman

Being in debt is discouraging. It is also disheartening to see a vast majority of your monthly payments going towards interest and very little chipping away at the principle that you owe. But, tightening your budget will only get you so far. If you want to make a dent in the amount of debt you have, you’ve got to start looking at boosting your income. And, getting a part-time job to help pay off debt is a great way to go.

A vast majority of people who strive to pay off their debt look first at tightening their budget, and they often overlook or don’t want to consider getting a part-time job to help. But, this is a mistake. It might take putting your pride aside, giving up some time, and finding a part-time job that will put your back on the right track to making huge dents in your debt repayment. If you want to get your debt out of your life fast, a part-time job is one of the best tools you have.

Any Part-Time Job Is Better Than No Part-Time Job

One of the biggest hang-ups that we have is our mental state and attitude towards getting a part-time job. Many don’t want to succumb to the notion that we need help, budgeting has only made minor improvements, and now our back is against the wall. The only way to tackle your debt with large chunks of real money is to increase your income. And, finding a part-time job will start to make an impact right away.

Finding a part-time job may not be the best thing for your situation. Is it always cool to deliver pizzas or drive for Uber? No, of course, it’s not. But, cool doesn’t pay off debt, cold hard cash does.

About the author

Hank Coleman

Hank Coleman is the publisher or the popular personal finance blog, Money Q&A. He’s also a freelance journalist specializing in retirement planning, investing, and personal finance. You can also find him on Twitter @MoneyQandA.

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