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Peer-reviewed research references
1. Journal of Consumer Affairs, “Consumer Credit Risk and Pricing,” Volume 40, Number 1, Page 50, 2006
2. Fair Credit Reporting Act, 15 U.S.C. § 1681c(a)(5), September 2012b
3. The Journal of Consumer Affairs, “Accuracy of Information Maintained by US Credit Bureaus: Frequency of Errors and Effects on Consumers’ Credit Scores,” Volume 47, Number 3, Page 590, Fall 2013
4. The Journal of Consumer Affairs, “What’s in a Score? Differences in Consumers’ Credit Knowledge Using OLS and Quantile Regressions, Volume 41, Number 2, Page 225, Winter 2007
5. The Journal of Consumer Affairs, “Credit Scoring and Its Effects on the Availability and Affordability of Credit,” Volume 43, Number 3, Page 532, Fall 2009
6. Federal Reserve Bulletin, “Household Financial Management: The Connection between Knowledge and Behavior, Page 310, July 2003
7. The Journal of Consumer Affairs, “What’s in a Score? Differences in Consumers’ Credit Knowledge Using OLS and Quantile Regressions, Volume 41, Number 2, Page 244, Winter 2007
8. The Journal of Consumer Affairs, “Accuracy of Information Maintained by US Credit Bureaus: Frequency of Errors and Effects on Consumers’ Credit Scores,” Volume 47, Number 3, Pages 589-590, Fall 2013
9. Federal Reserve Bulletin, “An Overview of Consumer Data and Credit Reporting,” Pages 56-70, February 2003
10. Federal Reserve Bulletin, “An Overview of Consumer Data and Credit Reporting,” Page 56, February 2003
11. Federal Reserve Bulletin, “An Overview of Consumer Data and Credit Reporting,” February 2003
12. The Journal of Consumer Affairs, “Accuracy of Information Maintained by US Credit Bureaus: Frequency of Errors and Effects on Consumers’ Credit Scores,” Volume 47, Number 3, Page 593, Fall 2013
1. Journal of Consumer Affairs, “Consumer Credit Risk and Pricing,” Volume 40, Number 1, Page 50, 2006
2. Fair Credit Reporting Act, 15 U.S.C. § 1681c(a)(5), September 2012b
3. The Journal of Consumer Affairs, “Accuracy of Information Maintained by US Credit Bureaus: Frequency of Errors and Effects on Consumers’ Credit Scores,” Volume 47, Number 3, Page 590, Fall 2013
4. The Journal of Consumer Affairs, “What’s in a Score? Differences in Consumers’ Credit Knowledge Using OLS and Quantile Regressions, Volume 41, Number 2, Page 225, Winter 2007
5. The Journal of Consumer Affairs, “Credit Scoring and Its Effects on the Availability and Affordability of Credit,” Volume 43, Number 3, Page 532, Fall 2009
6. Federal Reserve Bulletin, “Household Financial Management: The Connection between Knowledge and Behavior, Page 310, July 2003
7. The Journal of Consumer Affairs, “What’s in a Score? Differences in Consumers’ Credit Knowledge Using OLS and Quantile Regressions, Volume 41, Number 2, Page 244, Winter 2007
8. The Journal of Consumer Affairs, “Accuracy of Information Maintained by US Credit Bureaus: Frequency of Errors and Effects on Consumers’ Credit Scores,” Volume 47, Number 3, Pages 589-590, Fall 2013
9. Federal Reserve Bulletin, “An Overview of Consumer Data and Credit Reporting,” Pages 56-70, February 2003
10. Federal Reserve Bulletin, “An Overview of Consumer Data and Credit Reporting,” Page 56, February 2003
11. Federal Reserve Bulletin, “An Overview of Consumer Data and Credit Reporting,” February 2003
12. The Journal of Consumer Affairs, “Accuracy of Information Maintained by US Credit Bureaus: Frequency of Errors and Effects on Consumers’ Credit Scores,” Volume 47, Number 3, Page 593, Fall 2013